Afterpay is a very useful and affordable way to pay for the products you want in four interest-free payments. It’s especially helpful during the holiday season, when you may be shopping more than usual. If you’d rather not spend all that money up front, then Afterpay is a great choice. Many stores on Rakuten offer Afterpay, and you can still earn Cash Back while using it as your payment option. Here’s a list of stores available on Rakuten that offer this useful tool.